Calculate your exact take-home pay after federal taxes, FICA, and Colorado's flat 4.4% state income tax. Free, instant, based on confirmed 2026 tax tables.
Calculate your Colorado take-home pay
Enter your salary below — our calculator pre-loads Colorado taxes and updates instantly.
Colorado taxes all wages at a flat 4.4% — no brackets, no complexity.
Also withheld: CO FAMLI (0.45%) — a mandatory state disability or paid leave contribution.
Colorado has a flat 4.4% state income tax. Denver workers also contribute to the Colorado FAMLI paid leave program at 0.45% of wages.
What Comes Out
What's withheld from a Colorado paycheck?
Every Colorado paycheck has these deductions taken out before you see a cent.
Federal Income Tax
Based on your income, filing status, and 2026 federal brackets. Ranges from 10% to 37%.
Social Security (6.2%)
Flat 6.2% on wages up to $176,100. Same in every state.
Medicare (1.45%)
Flat 1.45% on all wages. An additional 0.9% applies above $200,000.
Colorado Income Tax (4.4% flat)
A flat 4.4% withheld on all taxable wages — no brackets.
CO FAMLI (0.45%)
Mandatory state disability or paid leave contribution withheld from wages.
Salary Estimates
What common salaries look like in Colorado
Estimated annual take-home for a Single filer with no pre-tax deductions. Federal tax uses simplified effective rates; state tax uses the 4.4% state rate. Use the calculator above for your exact figure.
Salary
Federal Tax
Colorado Tax (4.4%)
FICA (7.65%)
Take-Home
$45,000
−$4,725
−$1,980
−$3,443
$34,852
$65,000
−$9,100
−$2,860
−$4,973
$48,067
$85,000
−$14,450
−$3,740
−$6,503
$60,307
$120,000
−$24,000
−$5,280
−$9,180
$81,540
How It Compares
Is Colorado a high-tax or low-tax state?
Colorado sits solidly in the middle of the pack for state income taxes. At 4.4% it is neither a standout low-tax nor high-tax state — workers here face a typical overall burden when combined with federal taxes and FICA.
Questions, Answered
Frequently asked questions about Colorado paychecks
Colorado withholds a flat 4.4% from all taxable wages. There are no brackets — every dollar of taxable income is taxed at the same rate, which makes the withholding straightforward to estimate.
On a $60,000 salary in Colorado, a single filer with standard deductions typically takes home approximately $45,000–$50,000 per year, depending on pre-tax deductions and filing status. Use the calculator above for a precise figure based on your situation.
Yes. In addition to Colorado state income tax, several cities levy their own income taxes: Denver ($5.75/mo occupational tax); Aurora ($2/mo occupational tax). Our full calculator accounts for these local taxes when you select your city.
To estimate your Colorado take-home pay: (1) Start with your gross annual salary. (2) Subtract pre-tax deductions — 401(k) contributions, health insurance premiums, and HSA deposits all reduce your taxable income. (3) Apply the 2026 federal income tax brackets (10%–37%) after the $15,750 federal standard deduction for single filers. (4) Deduct FICA — 6.2% Social Security on wages up to $176,100, and 1.45% Medicare on all wages. (5) Apply Colorado's flat 4.4% state income tax after the ~$15,750 state standard deduction. (6) Withhold CO FAMLI (0.45%) for state disability or paid leave coverage. If you work in a city with a local income tax (such as Denver), add that rate on top. The fastest path to a precise figure: use the calculator at the top of this page — it handles every step automatically with 2026 tax tables.
Colorado allows a standard deduction of approximately $15,750 for single filers in 2026. This is subtracted from your gross wages before state income tax is calculated, reducing both your taxable income and the withholding on each paycheck. Note this is separate from the $15,750 federal standard deduction, which applies only to your federal tax.
Calculate your exact Colorado take-home pay
Enter your salary, filing status, and deductions. Results update instantly — no sign-up required.