Calculate your exact take-home pay after federal income tax and FICA — Tennessee has no state income tax. Free, instant, based on confirmed 2026 tax tables.
Calculate your Tennessee take-home pay
Enter your salary below — our calculator pre-loads Tennessee (no state income tax) and updates instantly.
✓ Tennessee has no state income tax. Only federal income tax and FICA (Social Security + Medicare) apply to your paycheck.
Tennessee does not tax earned wages or salaries, so only federal taxes and FICA come out of your paycheck. The state abolished its investment income tax in 2021.
What Comes Out
What's withheld from a Tennessee paycheck?
Every Tennessee paycheck has these deductions taken out before you see a cent.
Federal Income Tax
Based on your income, filing status, and 2026 federal brackets. Ranges from 10% to 37%.
Social Security (6.2%)
Flat 6.2% on wages up to $176,100. Same in every state.
Medicare (1.45%)
Flat 1.45% on all wages. An additional 0.9% applies above $200,000.
Tennessee Income Tax
None — Tennessee has no state income tax. Nothing is withheld for state purposes.
Salary Estimates
What common salaries look like in Tennessee
Estimated annual take-home for a Single filer with no pre-tax deductions. Federal tax uses simplified effective rates; state tax uses the 0% (no state income tax). Use the calculator above for your exact figure.
Salary
Federal Tax
Tennessee Tax
FICA (7.65%)
Take-Home
$45,000
−$4,725
$0
−$3,443
$36,832
$65,000
−$9,100
$0
−$4,973
$50,927
$85,000
−$14,450
$0
−$6,503
$64,047
$120,000
−$24,000
$0
−$9,180
$86,820
How It Compares
Is Tennessee a high-tax or low-tax state?
Tennessee is one of only nine states with no income tax on wages, placing it among the most take-home-friendly in the country. Combined with federal taxes and FICA, residents here typically keep significantly more per paycheck than those in high-tax states.
Questions, Answered
Frequently asked questions about Tennessee paychecks
None. Tennessee does not levy a state income tax on wages. Only federal income tax and FICA (Social Security and Medicare) are withheld from your paycheck. This makes Tennessee one of the most paycheck-friendly states in the country.
On a $60,000 salary in Tennessee, a single filer with standard deductions typically takes home approximately $45,000–$50,000 per year, depending on pre-tax deductions and filing status. Use the calculator above for a precise figure based on your situation.
No. Tennessee does not impose local city income taxes on top of the state rate. Your withholding is limited to federal income tax, FICA, and the Tennessee state income tax.
To estimate your Tennessee take-home pay: (1) Start with your gross annual salary. (2) Subtract pre-tax deductions — 401(k) contributions, health insurance premiums, and HSA deposits all reduce your taxable income. (3) Apply the 2026 federal income tax brackets (10%–37%) after the $15,750 federal standard deduction for single filers. (4) Deduct FICA — 6.2% Social Security on wages up to $176,100, and 1.45% Medicare on all wages. (5) Tennessee has no state income tax, so no state withholding applies — skip this step. The fastest path to a precise figure: use the calculator at the top of this page — it handles every step automatically with 2026 tax tables.
Tennessee has no state income tax, so there is no state standard deduction and no state income tax return required for wage earners. Your only income tax filing obligation is your federal return, which uses the $15,750 federal standard deduction for single filers in 2026.
Calculate your exact Tennessee take-home pay
Enter your salary, filing status, and deductions. Results update instantly — no sign-up required.